Agreement intelligence47 material terms
All linked to source
Understand the agreement
Turn dense credit documents into an approved, source-linked operating record.
AI credit operations
A clearer view of every credit decision.
Arvelliq connects agreements, borrower data, servicing records, and payment activity in one intelligent operating system.
Live facility recordMorrison Industries
Review openNet leverage5.8x
Covenant headroom0.2x
Latest paymentMatched
Source linkedHuman reviewedIllustrative
Borrower update received
Agreement terms refreshed
One operating layer
Documents, data, and cash finally move together.
Arvelliq keeps the credit record alive from initial underwriting through ongoing monitoring and servicing.
Borrower healthCurrent
2 items need review
Monitor what changed
Bring reporting, covenants, maturities, and decision history into one live view.
Cash intelligence
Expected$184,250
Received$184,250
MatchedReconcile the cash
Compare contractual schedules with bank and servicing activity before exceptions compound.
The living credit record
Ask one question.
Ask one question.
See the complete context.
Each answer combines approved data, explicit calculations, and direct evidence from the underlying record.
Agreement6.0x maximum leveragePage 92 · §7.14
BorrowerQ2 package approvedUpdated 8:42 AM
CashPayment matchedNo exception
DecisionReview remains open0.2x headroom
Ask ArvelliqApproved portfolio data
Why is Morrison under review?
Leverage increased and reporting arrived late.
EvidenceCredit agreement §7.14 · Q2 compliance package
AI that shows its work
The answer is only useful when the evidence travels with it.
Arvelliq separates source extraction, approved data, financial logic, and human judgment—making scrutiny easier rather than hiding it.
Why did headroom decline?Answer with evidence
Net leverage moved from 5.2x to 5.8x.
The change reflects lower trailing EBITDA and the current approved debt balance. The 6.0x maximum is drawn from the amended agreement.
SourceAmended Credit Agreement · page 92
CalculationApproved Q2 financial model
Human review requiredConfidence visible
Built around the credit
One system across the teams that carry the risk.
Private credit
Keep the investment case alive after close.
Connect deal terms, borrower performance, covenant tests, portfolio reviews, and committee decisions in one continuous record.
Portfolio view$428.6MTotal illustrative exposure
Arvelliq Research
Ideas for a more accountable credit stack.
Original perspectives on AI, lending operations, data controls, and private-market infrastructure.
